Your debt ratio is a measure of your indebtedness. The term is often used to measure how much debt households have in relation to their income.
Don't forget to include income such as child support and debts such as student loans. Usually, the entire household's income and debts are counted together. You can calculate income after tax here.
According to survey conducted by the Riksbank in 2014 , households with mortgages have a debt ratio of 313% on average. (In Stockholm, the corresponding figure is 430%).
Handelsbanken has a similar calculator , where debt ratios of under 400% are considered low and over 600% as high. This is of course subjective.